Getting American credit cards means you must have a US address as issuers will not ship to foreign addresses. Short of buying a house in (unless you live in Vancouver, in which one Vancouver house buys many US houses) you will have to receive mail another way.
Getting a US Address
The method with the least hassle is getting a mail forwarding service. They receive mail for you, and send it to your door. No lifting of fingers required.
The best service for a US Address is Shipito, and is free to signup for. I’ve heard great things from my friends about this company, and I highly recommend them. They have two options, a free subscription or a paid one. You can also choose from addresses in California, Oregon, and Nevada. The free option should be fine unless you need an Oregon address with no sales tax.
The rates are REALLY reasonable. To forward a package Shipito charges only $2 per package in addition to shipping costs. I guess they have huge volumes that makes it possible. From their calculator, a package should cost around $35 to ship from Nevada to Vancouver. This is roughly similar to the rates that FedEx and other shipping companies display on their site. At the end of the day, this cost is negligible compared to the rewards you’ll earn.
The other option is to get a US address mailbox. This works if you live close to the US border, although it means driving down to pick up your mail. Vancouver gets it really good, as most of us live 30-90 minutes from Blaine. One service has been around for a long time is Kinek.
They have many locations near the border – Blaine WA, Buffalo NY, Burlington VT, and more. Like Shipito, they have no monthly or membership fees, and notify you with images when they receive your mail. The cost to receive your items is just a pickup fee starting at $5 per package. If you get one letter or package per month, you could save hundreds of dollars by picking it up yourself.
Select the Right Company!
There are plenty of other options that you can find online. One thing, however, is extremely important. Ensure that the company that you use is not designated as a mail forwarding or PO Box service. This can be an issue with some banks who again will not ship to those addresses.
To verify if this is the case, check the address with the USPS Zip Lookup Tool. The line to pay attention to is the Commercial Mail Receiving Agency. For example, another service I found online displays Y instead of N. That will be a problem. Both Shipito and Kinek do not have this designation.
The last option is using a friend or family member’s address. This is what I’ve been doing ever since getting credit cards, although the logistics are tricky, which is why I’m hesitant to recommend this. Despite how well you know them, most people won’t be too fond of forwarding mail every month. Using their address works for me since I travel frequently enough to visit them several times a year. The drawback is that sometimes I receive my mail late (of course I get them to take pictures of the important items).