Canadian Credit Cards

Here are some of the best credit cards to get as a Canadian. Let me know you have any questions!

The American Express Platinum Card

  • 50,000 bonus Membership Rewards points after $3,000 spending in three months
  • Annual $200 travel credit
  • Access to Canadian Platinum Lounges and Priority Pass Lounges Worldwide
  • Earn 1.25 Membership Rewards points per dollar spent on all purchases
  • Complimentary SPG Gold, Fairmont Platinum, Club Carlson Gold and Le Club Accorhotels Platinum membership
  • Comprehensive insurance coverage
  • Annual fee of $699

This signup bonus is unprecedented – there has never been a 75,000 points signup offer in Canada, ever. Although it does carry a steep annual fee of $699, you get a $200 travel credit per calendar year, making the annual fee effectively $299. There are also some amazing benefits with the card, especially if you travel. For more reading, please see my detailed post on this incredible offer as well an analysis of whether getting the card is worth it.

Application Link: The American Express Platinum Card

The American Express Business Gold Rewards Card

  • Earn 30,000 welcome points by making $5,000 in purchases in your first 3 months of card membership.
  • Transfer your points, at no charge, to many frequent flyer and other loyalty programs including 1:1 to Aeroplan and Avios.
  • Maximize your cash flow with up to 55 interest-free days.
  • $250 Annual Fee First Year Annual Fee WAIVED which may be a tax deductible expense

This is a smoking deal, and currently the best credit card with no annual fee that offers such a high signup bonus. For full details on my commentary on this card, check out this post.

The American Express Gold Rewards Card

  • Earn 25,000 bonus Membership Rewards points after $1500 spend within the first three months
  • Earn 2 Membership Rewards points per dollar spent on gas, groceries, drugstores and travel
  • Earn 1 Membership Rewards point per dollar spent on all other purchases

MBNA Alaska Airlines Mastercard (Not Available in Quebec)

  • 25,000 Bonus Miles upon approval
  • An annual coach Companion Fare every year from $121 (USD)($99 base fare, plus taxes and fees from $22)
  • 1 mile per $1 spent on every eligible purchase
  • 3 miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages
  • Redeem miles for flights to over 700 destinations worldwide, including exciting partners such as Cathay Pacific and Emirates
  • Secure 24-hour online access to your account information
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & PIN technology andPayPass

Scotiabank Gold American Express Card

  • Receive 15,000 bonus Scotia Rewards points
  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Flexible Point Redemption: Purchase travel on your card from any travel provider, then call or go online to redeem your points for the travel purchase.
  • Comprehensive travel insurance: Includes travel emergency medical (up to 25 days)
  • Complimentary Concierge Services: 24/7 assistance with your travel and lifestyle bookings
  • Access to Priority Pass Lounges Worldwide