How Much Are Points Worth?

I don’t like to value miles because the logic behind it doesn’t make sense. However, if I had to value each point, my methodology would be what I can consistently get as an alternative. I ignore specific outliers and scenarios, as well as arbitrary assumptions on how much miles and point are worth. Valuing a…

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SPG AMEX Bonus Increased!

One of my favourite credit cards, the Starwood Preferred Guest Personal and Business American Express, has a new improved signup bonus! In Canada, there are two varieties of the SPG AMEX: Starwood Preferred Guest Personal Credit Card Starwood Preferred Guest Business Credit Card Until Oct 18, 2017, you can earn 25,000 Bonus SPG Points on each card after spending $1,500…

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A No Foreign Transaction Fee Credit Card with No Annual Fee!

My favourite cards for everyday spend are either the American Express Platinum or Business Platinum Card. They both earn 1.25 points per dollar transferrable to Aeroplan or Avios, and you can earn up 60,000 to 75,000 points respectively, after applying for those cards and completing minimum spend. However, nearly all Canadian Credit Cards have fees on…

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