Need help completing minimum spend? It's your last chance to get the CIBC AC Conversion Card, which you can load with Visa and MasterCard to earn lots of points! Applying for the card is free. For more details, check out my post.
You can earn 25,000 SPG points after spending $1,500 in the first three months for both the business and personal cards. SPG points are one of the highest value and most flexible miles currencies out there, so you stretch your travel dollars a long way. View my review of the card here, as well as other content about about utilizing SPG points:
- Which American Express Card Should You Get?
- A Trick to Transfer Unlimited SPG and Marriott Instantly
- Best SPG Redemptions: Marriott Hotel and Air Packages
- Best Flight Redemptions with SPG
- The Cheapest Way to Fly Etihad First Class
- My Tips: Booking Emirates with JAL
I finally applied for the card earlier this month and for several people whose loyalty accounts I manage. Today, I just received my new SPG American Express card in the mail. During this time, I also learned some interesting things about the application process.
Whenever you apply for a card and don’t receive instant approval, the New Accounts department processes the application. Surprisingly, all three applications I made weren’t instant approvals, so I had to go through this a few times. They are not open on Sundays. I applied Saturday afternoon, so had to wait quite a while to speak with them.
My own application was pretty straightforward. I didn’t get an instant approval because they wanted to security verification. I called them the 13th this month, so it took me a week to get the card. With the other application, I learned that American Express only lets you have two open credit cards open at once with them. I had heard about it before, but wasn’t sure if that actually was the case. There aren’t very many good AMEX credit cards to get anyways, which is why I have never run into that situation before.
Even though the application was approved, one of the current accounts had to be closed before new application could be processed. This means theoretically that you can apply for both SPG cards at once (and I would not be surprised if people have). It’s good to know that there is such a rule – you cannot have more than two open American Express credit cards at once – or so I understand.
In this situation, they had the SPG Personal American Express, and was applying for the SPG Business American Express, so we simply closed the personal card and opened the business card. With the minimum spend completed, that makes it an easy and valuable 79,500 SPG points (238,500 Marriott) points! If you have trouble meeting the minimum spend, you can always use PayTM which lets you pay bills with your credit cards for free.
What has been your experience with applying for the SPG American Express?