The big item in the news today is that JPMorgan Chase has sold their credit card portfolio in Canada to Scotiabank. This is big news, because Chase is one of two issuers with no foreign exchange fees on cards. What’s next? We’ve seen a lot of consolidation in the market. Capital One has axed their Delta and…
Marriott Cash and Points and Overview
Marriott recently released their new cash and points chart, allowing you to redeem points for an award night with a cash supplement. This is part of their four improvements that they’re releasing for next year. Award Rates Breakdown These rates will be available in early 2016, bringing Marriott in line with other major programs such…
Aeroplan Devaluation (Dec 2015)
Well, this is not pleasant news to wake up to. As of December 15, 2015, Aeroplan will be negatively adjusting their award charts. This is a significant devaluation in my eyes, as the majority of sweet spots are eliminated. The only positive is that all regions can be utilized with one-way awards at 50% of the round-trip…
Avoiding Foreign ATM Fees
I rarely take out money when abroad, as I try to keep all my purchases on credit cards. Since I’ve always had accounts that levied steep fees for ATM withdrawals, I’ve always exchanged money in advance of my travel. Unfortunately, you generally get rates between 1.5-5% less than the interbank/market rate depending on the establishment…
Reminder: Last Day to Apply for the TD Aeroplan Visa Infinite! (Canada)
Offer Extended until October 31, with a 50% annual fee waiver! The TD Aeroplan Visa Infinite Card is one of the best credit card offers currently out there – and the increased signup bonus and first year annual fee waiver ends today, August 31st. You earn 15,000 points with your first purchase, with another 10,000 points with $1,000 of…
How do I beat hotel rates?
When I travel, the hotel experience is as important as the flight experience and the destination. I tend to veer away from lower-priced accommodations that travellers my age generally stay at. The majority of my hotel stays are at Upper Upscale/Luxury properties, so paying the normal price for those properties would make it out of reach with the travel…
Korean Air First Class Review, Vancouver to Seoul Incheon
I had the chance to fly Korean Air First Class back in April, from Vancouver to Hong Kong, via Seoul. 80,000 Korean Air Skypass miles were required for this ticket, along with $95 in taxes. Unfortunately, there is no way that I’m aware of to acquire Korean Air Skypass miles in Canada, other than getting a US credit…
Is Aeroplan a Scam? I Think Not!
It’s funny when you see mainstream media and everyday users write about the problems facing Aeroplan. If you do a google search on “aeroplan useless” or “aeroplan scam”, the top results are usually people complaining about how they can’t find seats on the flights they want, even in advance. The thing is, there are so many…
TD Aeroplan Visa Infinite Review
It’s been quite a while since I’ve written a credit card review. As some credit card offers are ending soon, I thought it’d be relevant for readers who haven’t familiarized themselves with Canadian credit cards, which are one of the easiest ways in Canada to earn frequent flyer miles. If you haven’t seen my review…
Quintuple Dipping and Stacking Promos for Hyatt Gift Cards
One of my favourite things in the Hobby™ is stacking promotions. In this case, I pieced together several promotions going on all at once to get a humongous discount on a Hyatt Gift Card. How? By leveraging two gift card promotions, triple dipping with rebate programs and cashback, and utilizing a category bonus. Let’s read…
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