Laws Prohibiting Mile Expiry

Mile expiration is one of the biggest mistake any points collector can make. However, I was doing some reading on the recent legislation in Ontario and Quebec regarding loyalty programs. Ontario Bill 47 (Protecting Rewards Points Act), was passed last December. It restricts loyalty programs from implementing expiration rules based on time alone. This means…

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AMEX Improves Income and Credit Requirements

American Express recently updated their eligibility criteria for a charge or credit card. They currently have four charge cards earning Membership Rewards with improved bonuses – which are all historical highs. American Express Business Platinum Card: Get up to 75,000 Membership Rewards Points! American Express Business Gold Card: Get up to 40,000 Membership Rewards Points!…

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Scotiabank Gold American Express – 30,000 Points Signup Bonus ($300 Free!)

Last year, I wrote about how to earn up to 4% on all purchases with the Scotiabank Gold American Express, by leveraging prepaid and reloadable cards. This is one of only two cards in Canada that allow you to do that. Additional Reading: Get up to 4% on all purchases – with manufactured spending! With the Scotiabank Gold American…

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