May 8 – Credit cards, Banking, and Baggage Fees

There is a wonderful 75k offer for the US AMEX GOLD BIZ. You can access info here, here, and here.

TPG also has a very good article on baggage fees and baggage delivery services.

Points, Miles and Martinis also has a good post on avoiding fees with the global ATM Alliance. I didn’t know Scotiabank was part of it… good to know!

Aeroplan also has a promotion out for 50% bonus miles on premium class travel.


  • Must be an Aeroplan Member. If you are not an Aeroplan Member, you enroll online today by clicking here. Activation of new memberships may take up to 72 hours.
  • Must register between May 7, 2013, and September 2, 2013.
  • A one-time registration for all offers is required and can be completed on this page or by calling 1 800 342-8026.
  • Bonus Aeroplan Miles for eligible round-trip or 2 one-way flight segments flown will be awarded for new bookings made as of May 7, 2013, for travel between June 17, 2013 and September 2, 2013. For travel in Premium rouge travel between July 1, 2013 and September 2, 2013.
  • Valid on eligible scheduled non-stop flights operated by Air Canada and under the Air Canada Express™ banner for travel between June 17, 2013, and September 2, 2013. Valid on scheduled Air Canada rouge flights between July 1 and September 2, 2013.
  • Air Canada Premium Economy service begins July 1, 2013, on nonstop flights between Montreal and Paris.
  • To qualify, the flight segments must be travelled in the eligible fare options (booking classes) indicated: Air Canada: Premium Economy (O); Executive Class Lowest (D, Z); Executive Class Flexible (C, J); Executive First Lowest (C, D, Z); Executive First Flexible (J). Air Canada rouge: Premium rouge (O).
  • Valid on published fares eligible for Aeroplan Mile accumulation. Offer not applicable when travelling on any Air Canada Flight Pass.
  • Bonus Aeroplan Miles are not Air Canada Altitude Qualifying Miles and do not count towards Air Canada Altitude™.
  • Bonus Aeroplan Miles will be credited up to three weeks after the qualifying flights are completed.
  • Upgraded flight segments (eUpgrades, Last minute paid upgrades, Star Alliance Upgrade Awards, etc) will not be eligible for this promotion since its based on the eligibility of the original Economy Class fare purchased.
  • flight rewards are not eligible for mileage accumulation.
  • Bonus Aeroplan Miles cannot be sold and are non-transferable. They have no cash value and cannot be converted to cash or refunded if unused.
  • Offer is subject to change at Air Canada’s sole discretion without notice; other conditions and restrictions may apply.



  1. Those US bloggers are all over that 75000 Amex bonus!
    Wish we could get those now and then eh?

  2. Any chance that a Canadian with a US tax number and credit history with a US HSBC mastercard will qualify for the Amex card? Curious to know how stringent they are on proof of residency in the US, etc.

    • That is a good question. If you apply directly for an US AMEX card, it will depend on how good your credit report/score in the US is. In that case it doesn’t matter that whether you’re Canadian or not except you need a SSN in the US to be able to build credit. From what I’ve heard even if you have an EIN (Federal Tax Identification Number) you will need personal credit history.
      If you want to do a global transfer that is another option however I’m not sure if you will qualify for bonuses. You will need (from the AMEX site):
      • Your American Express account number
      • U.S. home address
      • U.S. home phone number
      • U.S. bank account details
      • Passport details, U.S.-issued Social Security Number, or U.S.-issued Individual Tax Identification Number (ITIN)
      • Employment details

      Hope that helps!

        • As far as I know if you want to qualify for American cards you need to build up credit, so that means with personal cards it’s particularly hard. Biz applications (if your biz has no credit history) are based on personal credit score… I wonder if you could get past this with secured cards. Anyways I’ll be doing a series of posts on these issues because they ARE very interesting, hopefully I’ll be more clear then!

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