A No Foreign Transaction Fee Credit Card with No Annual Fee!

My favourite cards for everyday spend are either the American Express Platinum or Business Platinum Card. They both earn 1.25 points per dollar transferrable to Aeroplan or Avios, and you can earn up 60,000 to 75,000 points respectively, after applying for those cards and completing minimum spend. However, nearly all Canadian Credit Cards have fees on…

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Best Flight Redemptions with SPG

While I strongly recommend against hoarding miles, SPG are an exception. SPG Points are one the most valuable currencies because of their flexibility. One of the reasons is because you can transfer SPG at a 1:1 ratio to airline miles. In addition, you earn a 25% bonus for every increment of 20,000 points. Earning SPG Points…

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Redeem Aeroplan for Flights with Fewer Fees

As I’ve said previously, my strategy now for collecting Aeroplan miles is to utilize American Express cards. This is because they have the option to transfer to Aeroplan, but other partners as well depending on how things go. These four charge cards earn Membership Rewards points, transferrable to Aeroplan: American Express Business Platinum Card: Get up to 75,000…

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Booking Etihad First Class with Asiana Club: A Guide

I love Etihad Airways. While likely subsidized by the UAE, they’ve increased the overall flying experience. This is good as competition is usually beneficial for consumers. They aren’t currently part of an alliance, so only a few airline programs can redeem miles on them. Etihad First Class – Amazing In my opinion, Etihad First Class Apartments on their…

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PayTM Canada – Pay Bills with your Credit Card and Earn Points!

My current favourite app is Paytm Canada. They’re a mobile app that allows you to pay your bills with your credit card, similar to Plastiq. Downloadable on iOS and Android, you can get a $10 credit using promo code PTM9462620 when signing up and paying your first bill of more than $25. While Paytm is new in Canada, they…

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